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How to Manage Your Money While Working Abroad 💸

A summer abroad is all about new experiences—but those experiences can add up quickly if you’re not careful. Whether it’s nights out, last-minute day trips, or daily iced coffees, it’s surprisingly easy to run through your budget in the first few weeks.

Here’s how to stay on top of your money, without missing out on the fun.

1. Set a Weekly Budget 📆

It sounds basic, but giving yourself a rough weekly allowance can really help. Work out how much you’ve got to last the whole trip, then break it down. This gives you a clearer picture of what you can actually afford—and where to cut back if needed.

2. Use Cash for Spending 💶

It’s tempting to tap your card and worry about it later, but using physical cash can make your spending feel more “real.” Withdraw your weekly budget and stick to it. Once it’s gone, it’s gone.

3. Keep a Buffer for the Unexpected 💡

Something always comes up—emergency taxis, extra shifts off, or a broken phone charger. Try to keep a small reserve (even just €50–€100) for those “just in case” moments. It’ll save a lot of stress later.

4. Don’t Try to Do Everything 🗓️

It’s easy to feel pressure to join every night out or sign up for every event. Pick your favourites and skip a few here and there. You’ll still have a great time—and your wallet will thank you for it.

5. Track What You Spend (Even Roughly) 📝

You don’t need a spreadsheet, just a note in your phone. Jot down what you spend each day, or at least each week. Awareness is everything—once you know where your money’s going, it’s easier to adjust.

6. Take Advantage of Perks 💬

Don’t forget—you’re not a tourist. Staff discounts, shared meals, and free or discounted entry to events are often part of the job. Make the most of what’s offered, and you can save more than you think.

Final Thought 🌍

Working abroad is about making memories, not money—but managing your finances means you won’t be stressing when everyone else is booking the boat party or going for group dinner. Be smart, spend wisely, and you’ll make the most of your summer—without going broke halfway through.

 
 
 

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